United State Bank     United State Bank
Personal Service Since 1922

eMail:  admin@usb1.com

   
Online Banking Login
   

Home
About Us
Locations & Banking Hours
ATM Locations
Services
Privacy Statement
Useful Links

 

 

 

 

 

 

 

 

 

 

 

 

 
Services

Checking Savings Loans
Bonds Commercial Banking Special

Regular Checking Accounts:

  • No minimum balance.
  • Service charges on tiered schedules according to average balance of the account.

Interest Bearing Accounts:

Hometown Checking Club Accounts:

  • Interest paid on average collected balance of account.
  • No monthly service charge if the account maintains an average balance of $100 for the statement cycle.
  • Unlimited check writing.
  • Benefits available through membership.

Hometown Checking Plus Club Accounts:

  • Interest Paid on average collected balance for the statement cycle.
  • Monthly service charge of $5.
  • Unlimited check writing.
  • Benefits available through membership ( term life insurance, medical alert card key club, traverlers discount book, and more.)
  • Discount on personal checks (selected styles only.)
  • Discounts for senior citizens.

NOW Accounts:

  • $1,000 minimum balance.
  • No interest paid under $1,000 collected balance.
  • Service charges under $1,000 collected balance.
  • Servce charges tiered according to average collected balance.

First Security Checking Account (Super Now):

  • $2,500 minimum balance.
  • No interest paid under $1,000 collected balance.
  • Service charges under $1,000 collected balance.
  • Service charges tiered according to average collected balance.

Money Market Checking Accounts:

  • $1,000 minimum balance.
  • Interest rated tiered on 1,000, 2,500, and 50,000 collected balances.
  • No interest paid under $1,000.
  • Service charges under $1,000.
  • Service charges tiered according to average collected balance.

USB Plus Money Market:

  • $25,000.00 minimum balance to open account.
  • Interest rate tiered on $1,000.00 and $25,000.00 collected balances.
  • No interest paid under $1,000.00
  • Service charges for average balances under $25,000.00
Savings Accounts:

Statement Savings Accounts:

  • Minimum opening balance of $50.
  • Interest paid quarterly.
  • Statements provided quarterly.

IRA's:

  • Financial Security for Retirement
  • Traditional IRA's
  • Roth IRA's
  • Educational IRA's
  • Competive Rates

Certificates of Deposit:

  • $1,000 minimum
  • Interest compounded monthly
  • Competive Rates
  • Terms from 30 days to 60 months
  • Will bid on $100,000 or more

Loans:

  • Agricultural Loans
  • Automobile Loans
  • Recreational Loans
  • Boat, Motor, Trailer
  • Home Improvement
  • First and Second Mortgages
  • Adjustable Rate Mortgages
  • Personal Loans
  • Cash Reserve
  • Construction Loans
  • Secondary Market Real Estate Loans
  • Full Service Loan Departments at each location
  • Come and see one of our loan officers today!!

Bonds:

  • Purchase or Sale of U.S. Government, Federal Agency and Municipal Securites.
  • Purchase and Redemption of U.S. Savings Bonds.

Commercial Banking:

  • Business Checking Accounts
  • Mortgages
  • Commercial Loans
  • Statement Savings
  • Certificate of Deposit
  • ACH Origination
  • ACH & Direct Deposit of Payroll
  • Wire Transfers
  • Travelers Checks
  • Letters of Credit
  • Safe Deposit Boxes
  • Redemption of Bond Coupons
  • Purchase or Sale of U.S. Government, Federal Agency and Municipal Securities
  • Monthly or Quarterly Tax Deposits

Special:

  • Internet Banking
  • Bill Pay
  • E-Bills
  • Notify Me
  • E-Statements
  • Check Imaging
  • Online Check Free Images
  • Wire Transfer
  • ATM's at Ewing and Edina offices and 11 other locations
  • Automatic Payments
  • Three convenient locations
  • Free parking
  • Drive-In Banking
  • Bank by Mail
  • Bank Drafts
  • Cashier's Checks
  • Direct Deposit of U.S. Government Benefit Checks and Payroll
  • Night Depository at each location
  • Notary Public at each location
  • Personal Money Orders
  • Travelers Checks
  • Telephone Transfers
  • Account Reconcilement
  • ATM Cards
  • Debit Cards
  • Safe Deposit Boxes
Read our Disclaimer
Member FDIC / EOE Employer
eMail:  admin@usb1.com

Site Design by New Century Computers