Personal Checking
USB Paperfree
- No minimum balance to open
- No minimum balance fees
Periodic statements delivered electronically (a recurring monthly charge of $1.75 imposed if paper statement requested) - Requires one monthly direct deposit
- Unlimited check writing and debit transactions
Unlimited deposits - Free Internet Banking and Bill Pay
Regular Checking
- Only $100 required to open
- Minimum balances required to avoid monthly Maintenance Fee: $7.50 fee if average balance during statement cycle is less than $200; $5.00 fee if average balance during statement cycle is at least $200 but less than $500
- Unlimited deposits
- Free Internet Banking and Bill Pay
- Debit Card or ATM Card available (subject to bank approval)
Hometown Checking
- Interest bearing - Click here for rates
- $500 minimum balance required to earn interest
- Interest compounded and paid monthly
- Only $100 required to open
- $7.00 monthly service charge if average balance falls below $100 in a statement cycle
- Unlimited check writing and debit transactions
- Unlimited deposits
- Free Internet Banking and Bill Pay
- Debit Card or ATM Card available (subject to bank approval)
Hometown Checking Plus
- Interest bearing - Click here for rates
- No minimum balance required to earn interest
- Interest compounded and paid monthly
- Only $100 required to open
- $5.00 monthly Hometown Checking fee
- Unlimited check writing and debit transactions
- Unlimited deposits
- Free Internet Banking and Bill Pay
- Debit Card or ATM Card available (subject to bank approval)
Numerous Club Benefits:
All of the Hometown Checking Club benefits, plus…
- Personalized checks
- Discounted rates on money orders and cashier’s checks
- No rental charges on safe deposit box (subject to availability and certain restrictions)
- Free notary service
- Dining Advantage®
- And much more…
Hometown Checking Plus 50
- Interest bearing - Click here for rates
- No minimum balance required to earn interest
- Interest compounded and paid monthly
- Only $100 required to open
- $3.00 monthly Hometown Checking fee
- Unlimited check writing and debit transactions
- Unlimited deposits
- Free Internet Banking and Bill Pay
- Debit Card or ATM Card available (subject to bank approval)
- Numerous Hometown Checking Plus Club benefits
NOW Checking
- Interest bearing - Click here for rates
- No minimum balance required to earn interest
- Interest compounded and paid monthly
- $1,000 required to open
- $10.00 Service Charge if average balance during a statement cycle falls below $1,000
- Unlimited deposits
- Free Internet Banking and Bill Pay
- Debit Card or ATM Card available (subject to bank approval)
First Security
- Interest bearing - Click here for rates
- Must maintain average daily balance of $1,000 per statement period to earn interest
- Interest compounded and paid monthly
- $1,000 required to open
- $10.00 Service Charge if average balance during a statement cycle falls below $1,000
- Unlimited deposits
- Free Internet Banking and Bill Pay
- Debit Card or ATM Card available (subject to bank approval)