ATM Cards 

With ATMs found nearly everywhere these days, it is easy to make account balance inquiries, withdrawal funds or make balance transfers between your United State Bank accounts. We offer ATMs at each of our branch locations and to help you avoid those pesky ATM surcharges many ATM operators charge we have arranged access to First Bankers Trust Company’s ATM network in Illinois.

In addition, rest assured that United State Bank does not charge you a fee to use another ATM operator’s ATM. Please note that other than the surcharge-free ATMs we offer, the ATM operator may impose a fee directly at the time of use.

To learn more about the locations of surcharge-free ATMs visit our ATM / Branch Locator page found here.

Debit Cards

United State Bank’s SHAZAM® ChekCard is more than just an ATM card. It is just like writing a check but without the hassle of carrying around the checkbook. Use it to make purchases at a merchant, online or as an ATM card. The funds are deducted directly from your United State Bank’s checking account. No need to write a check, it is simple and fast!

Your purchases and other card transactions will appear on your monthly checking account statement to help you keep track of its use. As a MasterCard branded card, it is accepted around town or around the world.

Need either an ATM or Debit Card? 

Stop by one of our branch locations or click here for an application form and mail to the address indicated on the form.


You will need Adobe Acrobat Reader to view these forms. If you do not have the Adobe software, you can download it here for free.