Account Balancing or Research 
Need help reconciling your account? Let United State Bank assist for a nominal hourly charge. Click here for our current Schedule of Fees.

ACH Origination
This service offers our business customers the convenience of direct deposit payroll, collection of monthly recurring payments, transfer funds to another account, and payments to vendors. United State Bank has competitive fees for processing Automated Clearing House (ACH) transactions.

ATM or Debit Cards
Needing cash or make purchases on the run? Consider requesting an ATM or Debit Card from United State Bank. Click here to learn more about both.

Automatic Payments
For a convenient and hassle-free way to make loan payments consider requesting a recurring automatic payment from one of your United State Bank accounts. Contact our bookkeeping staff at 573-215-2283 for more information.

Cashier’s Checks
United State Bank offers Cashier’s Checks to customers who need to guarantee funds are available to cover a payment. Cashier’s Checks are available at all United State Bank locations. A small fee may apply. Click here for our current Schedule of Fees.

Check Imaging
United State Bank is proud to offer images of checks with periodic statements. Check imaging saves time and paper which allows us to provide you with a more efficient and less costly service.

Coin Counting
Each of our branch locations offers bulk coin counting. A nominal fee may apply.

Tired of receiving paper statements? Through our Internet Banking, you can set up delivery of your periodic account statement electronically. Benefits include faster delivery, safe & secure delivery, less paper (for a greener tomorrow), and available 24/7.

Merchant Card Services
This services offers business customers the ability to accept card payments for debit and credit cards.

Money Orders
Money Orders are a safe, convenient and economical alternative to sending cash through the mail. Money Orders are available up to $1,000 at all United State Bank locations. A small fee may apply. Click here for our current Schedule of Fees.

Night Depository
Can’t make it to the bank before we close or an early riser? Consider using our night depository service found at each of our branch locations. Contact any of our branch locations for more information.

Notary Public
We offer notary services at each of our branch locations.

Remote Deposit Capture
United State Bank’s remote deposit capture (RDC) solution helps our business deposit customers streamline their bank deposit process. In short, RDC allows business customers to:
  • Improve back-office deposit accuracy
  • Reduce the need to travel to the bank
  • Improve funds availability and cash flow
  • Reduce paper record retention
  • And much more…

Safe Deposit Boxes
Safe Deposit Boxes are available at all branch locations except Shelbina to help protect your valuables, important documents and other items. Sizes and rental fees vary. Stop by or call a branch to learn more.

Telephone Transfers
Can’t make it to one of our branches to make a deposit, consider contacting us by phone to request a transfer among your United State Bank accounts. You can find the phone numbers of our branches here. Consider enrolling in our Internet Banking which will allow you make internal account transfers anytime of the day or night. For more information on Internet Banking click here.

Wire Transfers
Needing to send money to someone fast? Consider requesting a wire transfer. Contact any of our branch locations for more information. A small fee may apply. Click here for our current Schedule of Fees.