Annual Percentage Yields (APYs) effective as of 3/17/2020


Transaction and Savings Accounts (1)


Product
Minimum 
Opening Deposit
Minimum Balance
to Earn Interest

Interest Rate

APY
Hometown Checking $100.00 $500.00 .02% .02%
Hometown Checking Plus $100.00 None .02% .02%
Hometown Checking
Plus 50
$100.00 None .02% .02%
NOW Checking (2) $1,000.00 None .10% .10%
First Security Checking (2) $1,000.00 $1,000.00 - $2,499.99
$2,500.00 and above
.10%
.20%
.10%
.20%
Regular Savings (2) $50.00 None .10% .10%
Advantage Money Market (2) $1,000.00 $1,000.00 - $2,499.99
$2,500.00 - $49,999.99 
$50,000.00 and above
.10%
.25%

.50%
.10%
.25%

.50%
USB Plus Money Market (2) $25,000.00 $0.01 - $24,999.99
$25,000.00 and above
.10%
.30%
.10%
.30%





Annual Percentage Yields (APYs) effective as of 3/11/2021

Certificates of Deposit (3)

Term Minimum Opening Deposit Interest Rate APY
30 days $1,000.00 .15% .15%
60 days $1,000.00 .15% .15%
90 days $1,000.00 .15% .15%
182 days $1,000.00 .15% .15%
12 months $1,000.00 .25% .25%
18 months $1,000.00 .35% .35%
24 months $1,000.00 .40% .40%
30 months $1,000.00 .40% .40%
36 months $1,000.00 .45% .45%
48 months $1,000.00 .60% .60%
60 months $1,000.00 .60% .60%
Ask about our current CD Specials !!!


(1) Rates may change on Transaction and Savings accounts after the account is opened.

(2) Personal or business purpose accounts.

(3) A penalty may be imposed for early withdrawal.

*Fees could reduce earnings.