Annual Percentage Yields (APYs) effective as of 11/14/2022


Transaction and Savings Accounts (1)


Product
Minimum 
Opening Deposit
Minimum Balance
to Earn Interest

Interest Rate

APY
Hometown Checking $100.00 $500.00 .02% .02%
Hometown Checking Plus $100.00 None .02% .02%
Hometown Checking
Plus 50
$100.00 None .02% .02%
NOW Checking (2) $1,000.00 None .10% .10%
First Security Checking (2) $1,000.00 $1,000.00 - $2,499.99
$2,500.00 and above
.10%
.20%
.10%
.20%
Regular Savings (2) $50.00 None .10% .10%
Advantage Money Market (2) $1,000.00 $1,000.00 - $2,499.99
$2,500.00 - $49,999.99 
$50,000.00 and above
.25%
.50%

.75%
.25%
.50%

.75%
USB Plus Money Market (2) $25,000.00 $0.01 - $24,999.99
$25,000.00 and above
.20%
.40%
.20%
.40%





Annual Percentage Yields (APYs) effective as of 11/14/2022

Certificates of Deposit (3)

Term Minimum Opening Deposit Interest Rate APY
30 days $1,000.00 .25% .25%
60 days $1,000.00 .35% .35%
90 days $1,000.00 .50% .50%
182 days $1,000.00 1.00% 1.00%
12 months $1,000.00 1.00% 1.00%
18 months $1,000.00 1.45% 1.45%
24 months $1,000.00 1.50% 1.50%
30 months $1,000.00 1.50% 1.50%
36 months $1,000.00 1.75% 1.75%
48 months $1,000.00 2.00% 2.00%
60 months $1,000.00 2.00% 2.00%
Ask about our current CD Specials !!!


(1) Rates may change on Transaction and Savings accounts after the account is opened.

(2) Personal or business purpose accounts.

(3) A penalty may be imposed for early withdrawal.

*Fees could reduce earnings.