Annual Percentage Yields (APYs) effective as of 12/20/2022
Transaction and Savings Accounts (1) |
||||
|---|---|---|---|---|
Product |
Minimum Opening Deposit |
Minimum Balance to Earn Interest |
Interest Rate |
APY |
| Hometown Checking | $100.00 | $500.00 | .02% | .02% |
| Hometown Checking Plus | $100.00 | None | .02% | .02% |
| Hometown Checking Plus 50 |
$100.00 | None | .02% | .02% |
| NOW Checking (2) | $1,000.00 | None | .10% | .10% |
| First Security Checking (2) | $1,000.00 | $1,000.00 - $2,499.99 $2,500.00 and above |
.20% .50% |
.20% .50% |
| Regular Savings (2) | $50.00 | None | .10% | .10% |
| Advantage Money Market (2) | $1,000.00 | $1,000.00 - $2,499.99 $2,500.00 - $49,999.99 $50,000.00 and above |
.25% .50% .80% |
.25% .50% .80% |
| USB Plus Money Market (2) | $25,000.00 | $0.01 - $24,999.99 $25,000.00 and above |
.40% .80% |
.40% .80% |
Annual Percentage Yields (APYs) effective as of 12/20/2022
Certificates of Deposit (3) |
|||
|---|---|---|---|
| Term | Minimum Opening Deposit | Interest Rate | APY |
| 30 days | $1,000.00 | .25% | .25% |
| 60 days | $1,000.00 | .35% | .35% |
| 90 days | $1,000.00 | .50% | .50% |
| 182 days | $1,000.00 | 1.00% | 1.00% |
| 12 months | $1,000.00 | 1.00% | 1.00% |
| 18 months | $1,000.00 | 1.45% | 1.45% |
| 24 months | $1,000.00 | 1.50% | 1.50% |
| 30 months | $1,000.00 | 1.50% | 1.50% |
| 36 months | $1,000.00 | 1.75% | 1.75% |
| 48 months | $1,000.00 | 2.00% | 2.00% |
| 60 months | $1,000.00 | 2.00% | 2.00% |
Click here to see our CD Specials!
(1) Rates may change on Transaction and Savings accounts after the account is opened.
(2) Personal or business purpose accounts.
(3) A penalty may be imposed for early withdrawal.
*Fees could reduce earnings.