Certificate of Deposit Current Specials 

Term
Minimum Opening Deposit Interest Rate APY %*
5 month
$7,500.00 5.032% 5.15%
8 month 
$7,500.00 5.032% 5.15%

**18 month w/ new or existing DDA

$7,500.00 4.410% 4.50%

***18 month w/ new or existing non DDA

$7,500.00 4.266% 4.35%

*Restrictions may apply. Annual Percentage Yield (APY) accurate as of 3/14/2024 and are subject to change without notice. Each term has a minimum deposit of $7,500 to open and obtain APY*. At maturity, 5 or 8 months automatically renew at our current specified rate for 12 months. At maturity,**18 month with new or existing DDA (demand deposit account) or ***18 month new or existing non DDA (demand deposit account) automatically renew at our current specified rate for 18 months. Interest is compounded monthly. Fees may reduce earnings. Penalty may apply for early withdraw. Rates are subject to change without notice. Other rates & terms are available. Contact an associate or stop by any branch for a full list of terms. 

**18 mos special with new or existing DDA - applicable accounts include: Personal or Business Account (demand deposit account) I.e. (Personal) USB paperfree, regular checking, hometown checking, hometown plus, hometown plus 50, Now account(s), First Security, Advantage Money Market, USB Plus Money Market. (Business) regular checking, Now checking, First security, Advantage Money Market, USB plus money market.

***18 mos special with new or existing non DDA – applicable accounts include: Any regular Personal or Business savings account (non - demand deposit account) I.e. USB regular savings & regular business savings.