Meeting the needs of our business and agricultural customers is important to us. To help your business prosper, United State Bank has several checking account options with one certain to meet your needs. 

Business Regular Checking

  • Only $100 required to open
  • Minimum balances required to avoid monthly Maintenance Fee:
  • $5.00 fee if average daily balance during statement cycle is less than $200
  • $3.00 fee if average daily balance during statement cycle is at least $200 but less than $500
  • A SVC Debit fee of $0.10 charged for each debit in excess of the free debits permitted (see below). There will be no SVC Debit fees if an average daily balance of $1,000 is maintained per statement cycle.
  • For every $100 average daily balance maintained during a statement cycle, you will receive two (2) debits free of the SVC Debit fee
  • Unlimited deposits

Business Now Checking

  • Only available for sole proprietors and nonprofit organizations
  • Interest bearing - Click here for rates
  • No minimum balance required to earn interest
  • Interest compounded and paid monthly
  • $1,000 required to open
  • $7.50 Service Charge if average daily balance during a statement cycle falls below $1,000
  • A SVC Debit fee of $0.10 charged for each debit in excess of the free debits permitted (see below). 
  • For every $100 average daily balance maintained during a statement cycle, you will receive two (2) debits free of the SVC Debit fee
  • Unlimited deposits

Business First Security

  • Interest bearing - Click here for rates
  • Must maintain average daily balance of $1,000 per statement period to earn interest
  • Interest compounded and paid monthly
  • $1,000 required to open
  • $7.50 Service Charge if average daily balance during a statement cycle falls below $1,000
  • A SVC Debit fee of $0.10 charged for each debit in excess of the free debits permitted (see below). 
  • For every $100 average daily balance maintained during a statement cycle, you will receive two (2) debits free of the SVC Debit fee
  • Unlimited deposits
  • Free Internet Banking and Bill Pay
  • Debit Card or ATM Card available (subject to bank approval)